The Sears Credit Card is issued by Citi bank after you have applied online. It can be used to shop at Sears, Kmart, and These are some of the benefits you enjoy for just being a cardholder:

  • 6 months special financing on purchases today or $10 when you’re approved of the credit card and make a purchase today
  • Online account management
  • Online bill payment
  • Monthly savings and valuable coupons for members
  • Advanced notice of sales
  • Extended warranty

Step by step guide on how you can apply for Sears Credit Card Online

  1. visit :
  2. Select between the two options and click Apply Now.
  3. Input your personal information.
  4. Enter your financial information and your security information.
  5. Hit the box next to Yes if you want to enroll in paperless statements and letters.
  6. If you have clicked yes, another window will show up. Read through the information, click I Agree and click Continue. Read the details under important information and click the three boxes.
  7. Click the Continue button.
  8. Verify your details.
  9. Check your approval status.

If you want to register your online account, visit:

Verify your card information by entering your card number, name as it appears in your credit card, security code and last four digits of your SSN then click Verify. Follow the instructions to complete your registration.

Once registration is complete, you may log in to your account online by going to the login page and entering your user ID and password, then clicking the Sign On button. If you forgot your log in details, click on the Retrieve User ID or Reset Password link.

Related: How to Register, Login and Apply for CITGO Reward Card

Different Sears Credit Card payment options

A.    Online payment

Once your Sears Credit Card online account has been registered, you are eligible pay your bills online. You can do that by:

  1. Visit :
  2. Enter your User ID and Password.
  3. Click Sign On.
  4. Go to the Payment section.
  5. Enter your payment and bank details.
  6. Verify the information and submit payment.

B.     Pay by Mail

You may also send your payment by mail. Don’t forget to write your account number on the check and send to:

Sears Card Payments
PO Box 183081
Columbus, OH 43218-3081


Overnight Payments
Sears Payment Center/Overnight,
1500 Boltonfield St.
Columbus, OH 43228

C.     Pay in Store

Another option is to pay on a Sears or Kmart store. To find the nearest Sears store in your area, click this

Related: How to manage your Citi Credit Card Account online

About Sears

Sears Holdings Corporation was founded in 2005 after Kmart purchased Sears. It’s headquartered in Hoffman Estates, Illinois and it operates in 1,725 locations around United States, Mexico and Puerto Rico. Its subsidiaries include Sears and Kmart, as we

ll as their pharmacies and auto centers. People who often shop at Sears and Kmart may take advantage of Sears Credit Card.


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